Retirement homes are privately owned rental accommodations for seniors who are able to manage and pay for their own care. Generally, retirement homes are designed for seniors who need minimal to moderate support with their daily living activities. These settings enable residents to live as independently as possible, while providing certain services and social activities. Retirement homes are also called "retirement residences".
Anyone can apply to a retirement home. You do not need to provide medical evidence that you need a minimum level of care. The retirement home, however, may assess your needs to ensure that it can provide you with appropriate support, or that you do not need more support than it can provide.
Since retirement homes are not subsidized by the government, you would be responsible for the entire cost of both your accommodation and care. Typically, retirement homes offer packages that include accommodation and services. Fees can range from approximately $1500 to $5000 per month for a private room. You may arrange to purchase additional services or higher levels of service.
Retirement homes offer considerable flexibility. For example, you can often choose to opt in or out of meal plans and/or other services. You may also leave for extended periods of time -- such as for a vacation -- and retain your residence, as long as you continue to pay your rent and any associated service fees. However, if you are hospitalized indefinitely or you decide to move, you must give written notice prior to leaving your accommodation in accordance with the Tenant Protection Act.
Seniors' Care : Long-Term Care Homes
Long-term care homes are designed for people who require the availability of 24-hour nursing care and supervision within a secure setting. In general, long-term care homes offer higher levels of personal care and support than those typically offered by either retirement homes or supportive housing.
Long-term care homes are owned and operated by various organizations :
- Nursing homes are usually operated by private corporations.
- Municipal homes for the aged are owned by municipal councils. Many municipalities are required to build a home for the aged in their area, either on their own or in partnership with a neighbouring municipality.
- Charitable homes are usually owned by non-profit corporations, such as faith, community, ethnic or cultural groups.
The Ministry of Health and Long-Term Care (MOHLTC) provides funding for homes. The amount paid by residents for their accommodation is called a "co-payment".
There are two different terms used to define the length a person stays in a home :
- Long Stay refers to accommodations that are obtained for an indefinite period of time.
- Short Stay refers to temporary stays at a home. The maximum number of days a person can stay is 90 days per year.There are two types of short stay :
- The short-stay respite service provides a caregiver with a break from caregiving duties.
- The supportive care service provides the resident support to regain strengthand confidence, usually following a stay in a hosptial.
The MOHLTC sets accommodation co-payment rates. The following table shows resident co-payment rates effective July 1, 2010. The co-payment rates change from time to time (at a minimum, annually). For the most up-to-date rates, contact the staff at your local Community Care Access Centre.
Information provided by Ministry of Health and Long Term Care: http://www.health.gov.on.ca/english/public/program/ltc/15_facilities.html#3